Posts

Sukanya Samriddhi Yojana (SSY): Beti Ke Bhabhi Ko Surakshit Karein | Interest Rate, Eligibility aur Benefits

Image
​Agar aap apni beti ke bhavishya, uski padhai aur shadi ke liye ek safe aur sabse zyaada byaj (interest) dene wali scheme dhoondh rahe hain, toh Post Office ki Sukanya Samriddhi Yojana (SSY) sabse behtareen vikalp hai. ​Yeh Bharat Sarkar ki ek chhoti bachat yojana hai jo betiyon ke ujjwal bhavishya ke liye khas taur par banayi gayi hai. ​Sukanya Samriddhi Yojana Ki Mukhya Baatein: ​ Pahli Pasand High Interest Rate: Is scheme mein bank Fixed Deposits (FD) se bhi zyada interest rate milta hai. ​ Minimum Investment: Aap har saal sirf ₹250 se account shuru kar sakte hain (maximum limit ₹1.5 Lakh per year). ​ Tax Exemption: Income Tax Act ke Section 80C ke tehat aapko ₹1.5 Lakh tak par 100% Tax Exempt milta hai. ​ Safety: Bharat Sarkar dwara guarantee hone ke karan aapka paisa 100% surakshit hai. ​Eligibility (Kiske Liye Hai Ye Scheme?): ​Beti ki umar 10 saal se kam honi chahiye. ​Ek pariwar mein do betiyon ke liye ye account khola ja sakta hai (Twin betiyon ke case m...
Post a Comment
Read more

​PLI (Postal Life Insurance) Kya Hai?

Image
Agar aap apne paise ko 100% safe aur bina kisi risk ke invest karna chahte hain, toh Post Office Small Savings Schemes aapke liye sabse behtareen vikalp hain. Bharat Sarkar dwara chalai jane wali ye yojana na sirf suraksha deti hain, balki bankon se achha byaj (interest rate) bhi pradan karti hain. ​Is article me hum Post Office ki sabhi mukhya bachat Yojana ke baare me vistar se janenge taaki aap apne liye sahi scheme chun sakein. . Post Office Savings Account (SB) Interest Rate: 4.0% per annum Minimum Deposit: ₹500 Kiske liye hai: Ye ek normal savings account ki tarah kaam karta hai jisme aap jab chahein paisa nikal aur jama kar sakte hain. . Post Office Time Deposit / Fixed Deposit (TD) ​ Tenure: 1, 2, 3 aur 5 saal ​ Kiske liye hai: Jo log ek sath (lump sum) paisa fixed time ke liye invest karna chahte hain. 5 saal ki TD par Tax Saving (Section 80C) ka fayda bhi milta hai. ​ 3. Post Office Recurring Deposit (RD) ​ Tenure: 5 saal ​ Kiske liye hai: Chhoti-chhoti bachat k...
Post a Comment
Read more